No Qualifications
Down Payment Only
Hassle Free

For more information, Call

901.258.6944

Traditional Financing vs Our Program

ANALYZE

The Short Term Retirement Program isn't for everybody. It requires some element of capital liquidity, whether from an accessible account like a savings account or a money market, or from custodian entrusted funds like a Self Directed IRA or Self Directed Roth 401k. However, even with limited capital you can take advantage of our program. Starting from a theoretical Day 1, Our System, for the investor who utilizes the program, pays off their properties in 5 Years. At this point there is a compounding effect - the investor can choose whether to keep their properties and enjoy the net positive cash flow, or for more aggressive investors, resell the properties, taking potential capital gains and reinvesting them in our System, creating exponential growth!

Cash Model

Bank Loan

Our Program

Requires Cash:

The investor has to tap liquid resources which are unleveraged, and can only be recovered by reselling for profit.

Requires Cash:

Requires loan application, and asking 'permission' to get financing. Non-credit worthy applicants need not apply.

HIGHLY FLEXIBLE

Negotiable rates, terms, and conditions. Can be done with cash, a Self Directed IRA or 401k, or private money.

Decreases Reserves:

With less access to liquid cash, the investor is less bankable, with less for emergencies.

Lots of Fees:

You will pay lots of fees before the loan is given to you, often referred to in the industry as 'junk fees'. No guarantee of approval, either.

Non Qualifying

No one is turned down for the program, ever. If you have the required down payment, you can purchase. No 30-60 day wait times, close in 7 days!

Volatile:

Ebbs and flows in market conditions can destroy equity, assuming the investor received a discount when they bought in the first place.

'Acceptable' Appraisal:

The bank decides if the appraisal is suitable. Sorry!

Truly Turnkey

All properties in the program are managed by our licensed management company. Risk mitigation (insurance) products

Is Bank Financing Over???

It's difficult to say. While a banks have always been the steadfast providers of financing, the truth of the matter is banks lend when it is CONVENIENT AND PROFITABLE for them to lend. If they aren't in the lending mood, then you can forget it. Your cash and credit at that point are irrelevant.

"It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning."
- Henry Ford

Well, the founder of American auto manufacturing seemed to feel, over 100 years ago, that the banking and lending industry was not necessarily set up for the immediate success for the borrower. This quote seems to suggest that the borrower's success was never a consideration.

Conspiracy theories aside, most people agree that banks, institutionally speaking, are massive corporations that depend on fee income to survive. Getting a loan, in most instances, especially for investment properties, is probably secondary, at best.

How does that concern the 'small guy'? Well, it doesn't really...unless you you consider the fact that you can't get a loan, well, concerning. And if you do, well, don't worry - the banks, combined with the government, will let you know when they can lend again.

What Do I Actually Own?

Difficult to say, if you have investments that aren't real estate. If you have mutual funds or securities, you have shares of paper that may be extremely valuable, or hey may be worthless. An anonymous investor once said it best - 'I don't even look at the stock charts any more,,,one day they're up, the next day they're down. You just spend all your time waiting and hoping that something will go up, and inflation and time haven't destroyed the value of your investment!!!' An all too common story today is that one day, investors see their unrealized profits in the securities market skyrocket, only to find the next day that there life savings has been wiped away.[Think Enron.} And they find themselves asking the question 'where has my money really gone?'

With The Short Term Retirement Program, you don't need to ask where your money has gone. It is invested into real property, secured and collateralized by HARD assets, which PAY FOR THEMSELVES. And, your investments can be sold at any time. You own the property from Day 1, the property having been delivered to you by WARRANTY DEED, complete with clean title, underwritten by FULL TITLE INSURANCE POLICY. There is NO PREPAYMENT PENALTY, and NO PENALTY FOR EARLY PAYOFF. YOU OWN THE PROPERTY THE DAY YOU CLOSE ON IT. NO OPTIONS, NO LAND CONTRACTS, NO HYPE.

Mother May I?

Want to buy Memphis Investment Real Estate but people keep telling you 'no'? The Government says you can't buy because you already have 10 properties? That's ok, don't worry - we focus on helping investors do what they do best - make investments - without arbitrary restrictions or rules that are non-sensical. When was the last time someone told you you can only buy 10 shares of stock? Exactly.